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Wealth Culture is and will be known as an unbiased, independent research house. Our core offering is our research service. We do it in 2 formats. One is where we directly work with clients and advise them one on one and the other is via Smallcase.
Unlike a PMS where you have to write a cheque along with power of attorney to the fund manager, under our Smallcase offering, the money stays in your existing broking account under your name and full control, while we guide you on which stocks to buy, when to buy, for how long to hold, and finally when to exit.
For our Smallcase Portfolio, the minimum initial investment amount required to subscribe is specified on https://wealthculture.smallcase.com/. This figure represents the minimum amount you will require to buy the group of stocks in our model portfolio in our recommended weightages and this figure will keep changing over time with the change in the prices of the model portfolio stocks).
We have priced our portfolios in such a way that for someone looking to invest 1 lacs and above should not be paying more than 2.5% in fees. Our annual fees is 3000+ GST for our Smallcase portfolio. Please check with us to get offers if any.
As a thumb rule, an investor should not be paying more than 2-3% of the portfolio as annual fees. In order for the WealthCulture Smallcase annual subscription fee to make economic sense, one should have a minimum investable capital of Rs 1+ lacs. Alternatively, you can begin with the minimum initial investment amount and endeavor to increase it to Rs 1+ lacs over time by the end of the first year through your savings. If you think that is not possible, then you should avoid investing in this Smallcase.
We will rebalance our portfolio once every quarter. Beyond that we can also push a rebalance if required. The goal would be to minimize portfolio turnover to the maximum extent possible.
While researching stocks we do not constrain ourselves with respect to market cap or sectors. We look at small caps, mid caps as well as large caps. Wherever we see value and find an opportunity to make high absolute returns with limited downside risks, we go ahead with researching it in more depth and if we like the opportunity then we include it in our two smallcases - Small & Mid Cap Underdogs and Large Cap Titans accordingly. At any point of time we will have 10-15 stocks in each of our portfolios.
The average holding period of our stocks will be context-dependent. If a portfolio holding is a commodity, cyclical, or special situation – it may be held for a shorter duration. Capex plays may be held for 2-3 years. Secular growth stocks will likely be held for many years.
Our orientation will be to remain fully invested with long-term holding periods. We may park a portion of the portfolio in liquid bees occasionally, depending on valuations of individual portfolio holdings, available opportunities in the market, and the risk-return trade-off.
To subscribe to our Smallcase portfolio, visit https://www.smallcase.com/manager/wealth-culture and follow the instructions to invest in our recommended group of stocks.
