About Us

Empowering Investors with Independent Equity Research:
Your Trusted SEBI Registered Investment Advisor

Who we are

Introducing WealthCulture: Unveiling Our Identity

At WealthCulture, our mission is to identify the most promising businesses for our clients and ourselves from a diverse pool of 5,000+ listed companies. We believe in taking a long-term perspective on businesses, typically holding investments for at least 3-5 years, and staying invested as long as our underlying thesis remains intact.

 

Our journey began with a vision to assist retail investors in their pursuit of long-term investing success. We understand that retail investors often face challenges and losses in the ever-changing equity markets, making the same mistakes repeatedly. At WealthCulture, we aim to cultivate a culture of long-term investing, empowering retail investors to embrace the art and science of investing and reap its rewards.

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Our Value

Consulting is the secret to unlocking your vision.

Transparency

Conceptualize, design, and deliver exceptional execution.

Investment Strategy

Help our clients reach their full potential.

Invested in Our Stock Ideas
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Research Reports Published Annually
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Smallcase and Advisory Clients
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Years of Experience
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Meet our team

Empowered by Teamwork: Our Path to Achievement

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Ujjwal Kumar – Founder & CIO
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Harsha SG – Senior Wealth Manager
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Sumesh Guleria -Senior Research Analyst
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Viraj Kalokhe - Operation Analyst
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Bansi Madlani - Wealth Manager
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Kshitij Jadhav - Research Analyst
Ujjawal Kumar

Ujjawal has more than 8 years of experience across buy and sell side roles in companies like Cognizant & Edelweiss. As an Investment Banker, Ujjawal has closed multiple deals (including M&A and PE) at Edelweiss. His passion for equity research and long-term investing propelled him to start his own investment firm and help retail investors in their wealth creation journey. Over the last 8 years Ujjawal has had the opportunity to evaluate multiple businesses and interact with various CXOs very closely and that has helped him develop a knack for finding good businesses & managements with long term potential.

He has done his graduation from NIT Surat in Mechanical Engineering and MBA from IIM Shillong and has also completed CFA Level 2. He is available on ujjawal@wealthculture.in if you have any queries for him.

 

Harsha SG holds a B.Tech in Electronics and Communication from VIT and an MBA from IIM Shillong. He brings extensive experience in investment banking through his roles at SBI Capital Markets and NABFID.

Harsha has a strong inclination towards evaluating businesses and business models, coupled with a deep belief in the power of equity markets as engines of long-term wealth creation. His passion lies in guiding individuals on their financial journeys by offering strategic insights and sound investment perspectives.

A dedicated and disciplined learner, Harsha has successfully cleared the UPSC Civil Services Preliminary Examination four times, reflecting his perseverance and commitment to continuous personal and professional growth.

Harsha SG
Sumesh Guleria

Sumesh Guleria is a Chartered Accountant with over 7 years of experience in the finance domain, encompassing auditing, business valuation, and equity research. He brings a strong analytical mindset and deep financial insight to support data-driven decision-making. Sumesh has worked across diverse industries, delivering value through accurate financial assessments and strategic advisory.

Viraj Kalokhe is a graduate of R.A. Podar College and a CFA Level 2 candidate, with hands-on experience in equities, derivatives, and commodities through his role at Motilal Oswal.

With a strong foundation in capital markets, Viraj is passionate about finance and brings a disciplined, analytical mindset to every challenge. He combines practical exposure with a commitment to continuous learning, aiming to decode the complexities of financial markets and share that understanding with others.

Beside finance, Viraj maintains a keen interest in fitness, reflecting his belief in balance, consistency, and long-term focus values that align closely with successful investing.

Viraj Kalokhe
BAnsi Madlani

Bansi Madlani is a finance professional with a strong academic background, holding a BMS degree from NM College and an MBA from IIM Shillong. She has successfully cleared CFA Level 1, showcasing her analytical depth and commitment to continuous learning.

With a keen eye for detail and a passion for simplifying complex financial concepts, she brings both strategic thinking and clear communication to every project she undertakes

 

Kshitij Jadhav holds a BAF degree from Bedekar College and an MBA in Finance from Rizvi Institute of Management Studies and Research.

He is deeply driven by the belief that informed financial decisions and disciplined investing are key to building long-term wealth. Kshitij aspires to guide individuals and businesses by offering clear, research-backed financial insights.

A curious and committed learner, he consistently seeks opportunities to deepen his expertise in financial analysis, portfolio management, and market research laying the groundwork for a career defined by continuous growth and meaningful impact.

Kshitij JAdhav
Wealth Culture is trusted by 200+ users

WHAT MAKES US DIFFERENT?

High Conviction Ideas:

We cut the clutter for you and focus on actionable opportunistic ideas. We go really deep to uncover multi-baggers for your portfolio and ...

Co-invested with you

We aren't another run-of-the-mill advisory, rather a team of full-time investors co-invested in the same stocks as recommended to our ...

Experienced & Energetic team

We have collective work experience of nearly 50 years. Driven with passion & integrity, we are ...

Diligent Monitoring

Portfolio holdings are monitored on a daily basis for any adverse deviation from the original investment thesis. We also study the quarterly ...

Risk Management framework

A comprehensive proprietary checklist for identifying frauds, corporate governance issues and various other risks at ...

Honest & Timely Communication

One big difference between us and others will be clear & honest communication. We will not hesitate to come out & say that ...

HIGH CONVICTION IDEAS

We cut the clutter for you and focus on actionable opportunistic ideas. We go really deep to uncover multi-baggers for your portfolio and build strong conviction so that we can hold them for long. We are not in this business just for the sake of writing research reports. We value our client’s time and ours and you will hear from us when we have figured out an idea that can multiply your wealth over next 3-5 years. 

CO-INVESTED WITH YOU

We aren’t another run-of-the-mill advisory, rather a team of full-time investors co-invested in the same stocks as recommended to our subscribers. We ensure our interests are aligned and we eat our own cooking.

Experienced & Energetic team

We have collective work experience of nearly 10+ years. Driven with passion & integrity, we are on a mission to make a small difference to make retail investors more knowledgeable & wealthier.

Diligent Monitoring

Portfolio holdings are monitored on a daily basis for any adverse deviation from the original investment thesis. We also study the quarterly results, concalls, press releases, management interviews, research reports, and investor presentations of our portfolio companies.

Risk Management Framework

A comprehensive proprietary checklist for identifying frauds, corporate governance issues and various other risks at company & portfolio level. For us, capital protection takes precedence over returns.

Honest & Timely Communication

One big difference between us and others will be clear & honest communication. We will not hesitate to come out & say that we went wrong on a thesis in particular company/ sector. We will have conference calls with clients regularly.