About Us

Empowering Investors with Independent Equity Research:
Your Trusted SEBI Registered Research Analyst

Who we are

Introducing WealthCulture: Unveiling Our Identity

At WealthCulture, our mission is to identify the most promising businesses for our clients and ourselves from a diverse pool of 5,000+ listed companies. We believe in taking a long-term perspective on businesses, typically holding investments for at least 3-5 years, and staying invested as long as our underlying thesis remains intact.

 

Our journey began with a vision to assist retail investors in their pursuit of long-term investing success. We understand that retail investors often face challenges and losses in the ever-changing equity markets, making the same mistakes repeatedly. At WealthCulture, we aim to cultivate a culture of long-term investing, empowering retail investors to embrace the art and science of investing and reap its rewards.

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Our Value

Consulting is the secret to unlocking your vision.

Transparency

Conceptualize, design, and deliver exceptional execution.

Investment Strategy

Help our clients reach their full potential.

Invested in Our Stock Ideas
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Research Reports Published Annually
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Smallcase and Advisory Clients
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Years of Experience
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Meet our team

Empowered by Teamwork: Our Path to Achievement

Ujjawal Kumar – Founder & CIO
Ujjwal Raj - Operations Analyst
Harsha SG - Research Analyst
Viraj Kalokhe - Operations Associate
Ujjawal Kumar

Ujjawal has more than 8 years of experience across buy and sell side roles in companies like Cognizant & Edelweiss. As an Investment Banker, Ujjawal has closed multiple deals (including M&A and PE) at Edelweiss. His passion for equity research and long-term investing propelled him to start his own investment firm and help retail investors in their wealth creation journey. Over the last 8 years Ujjawal has had the opportunity to evaluate multiple businesses and interact with various CXOs very closely and that has helped him develop a knack for finding good businesses & managements with long term potential.

He has done his graduation from NIT Surat in Mechanical Engineering and MBA from IIM Shillong and has also completed CFA Level 2. He is available on ujjawal@wealthculture.in if you have any queries for him.

Ujjwal Raj has completed his B. Com (Bachelor in Commerce) from Bhimrao Ambedkar University. He is keenly interested in Equity research and is developing skill sets in Business Analysis, Financial Statements Analysis, and Valuations. At WealthCulture, he is currently working as an Intern and helping the team with fundamental analysis of various businesses across multiple sectors.

Ujjwal Raj
Harsha SG

Harsha SG
B.Tech in Electronics and Communication (VIT), MBA (IIM Shillong)

Harsha brings extensive experience in investment banking, with roles at SBI Capital Markets and NABFID. He has a keen interest in evaluating businesses and business models and is a firm believer in equity markets as powerful wealth-creating instruments. Harsha is passionate about helping people achieve their financial goals through strategic guidance and insights. A dedicated learner, he has successfully cleared the UPSC CSE prelims four times, embodying a commitment to continuous growth and excellence.

Viraj Kalokhe
Graduate of R.A. Podar College | CFA Level 2 Candidate

Viraj is experienced in equities, derivatives, and commodities, with professional experience at Motilal Oswal. Passionate about finance and fitness, he combines analytical expertise with a disciplined approach to problem-solving. As a CFA Level 2 candidate, Viraj is committed to deepening his knowledge and helping others navigate the complexities of financial markets.

Viraj Kalokhe
Wealth Culture is trusted by 200+ users

WHAT MAKES US DIFFERENT?

High Conviction Ideas:

We cut the clutter for you and focus on actionable opportunistic ideas. We go really deep to uncover multi-baggers for your portfolio and ...

Co-invested with you

We aren't another run-of-the-mill advisory, rather a team of full-time investors co-invested in the same stocks as recommended to our ...

Experienced & Energetic team

We have collective work experience of nearly 50 years. Driven with passion & integrity, we are ...

Diligent Monitoring

Portfolio holdings are monitored on a daily basis for any adverse deviation from the original investment thesis. We also study the quarterly ...

Risk Management framework

A comprehensive proprietary checklist for identifying frauds, corporate governance issues and various other risks at ...

Honest & Timely Communication

One big difference between us and others will be clear & honest communication. We will not hesitate to come out & say that ...

HIGH CONVICTION IDEAS

We cut the clutter for you and focus on actionable opportunistic ideas. We go really deep to uncover multi-baggers for your portfolio and build strong conviction so that we can hold them for long. We are not in this business just for the sake of writing research reports. We value our client’s time and ours and you will hear from us when we have figured out an idea that can multiply your wealth over next 3-5 years. 

CO-INVESTED WITH YOU

We aren’t another run-of-the-mill advisory, rather a team of full-time investors co-invested in the same stocks as recommended to our subscribers. We ensure our interests are aligned and we eat our own cooking.

Experienced & Energetic team

We have collective work experience of nearly 10+ years. Driven with passion & integrity, we are on a mission to make a small difference to make retail investors more knowledgeable & wealthier.

Diligent Monitoring

Portfolio holdings are monitored on a daily basis for any adverse deviation from the original investment thesis. We also study the quarterly results, concalls, press releases, management interviews, research reports, and investor presentations of our portfolio companies.

Risk Management Framework

A comprehensive proprietary checklist for identifying frauds, corporate governance issues and various other risks at company & portfolio level. For us, capital protection takes precedence over returns.

Honest & Timely Communication

One big difference between us and others will be clear & honest communication. We will not hesitate to come out & say that we went wrong on a thesis in particular company/ sector. We will have conference calls with clients regularly.